Dont let Medicare intimidate you.
You've had to make benefit decisions before as an employee. Let
VIVA help you make them now. Here are some quesitons you may need
answered:
I don't want to pay any monthly premiums.
If you don't want to pay any monthly plan premiums, then you
should look at VIVA
Medicare Plus Rx. This convenient plan offers many
money-saving features, all for $0 a month1 in plan
premiums.
How can I avoid high copays and other out-of-pocket
costs?
Some competing plans in Alabama offer low premiums, but charge a
per day copay if you are admitted to the hospital. This daily
copay can add up quickly. VIVA isn't like that. All of our
plans have a per stay inpatient copay. Also, with VIVA Medicare Plus
Rx Gold, there are absolutely no deductibles and no copays
for doctor visits or hospital stays. With VIVA Medicare Plus
Rx, we offer some of the lowest, most affordable out-of-pocket
costs of any of any $0 premium1 plan in the
state.
How else can I save money?
VIVA Medicare Plus plans have an abundance of additional
money-saving plan features like covered annual physicals and eye
exams, up to $20 a month toward fitness center memberships, and
unlimited hospital days. Some VIVA plans offer up to $100 a year
for eyewear and up to $100 for a dental exam and cleaning - plus
more.
I need a plan with prescription drug coverage.
Our most popular plans (VIVA Medicare Plus
Rx Gold, VIVA Medicare Plus Rx
Premier, and VIVA Medicare Plus Rx)
include Medicare Part D prescription drug coverage. You'll also
gain the benefit of our extensive nationwide pharmacy
network.
Will I be restricted to which doctors and hospitals I can
go to?*
Fortunately, VIVA has a broad network of doctors and hospitals
to choose from. Another thing members love about VIVA is that
they don't need a referral to see a specialist. You can get in to
see a plan doctor who can help you - no bothering with
referrals.
How can I know I'm getting a good deal?
Just ask our members. Year after year, VIVA Medicare Plus
scores significantly above the national average for member's
overall satisfaction with our plans2. We are also
the largest plan in Jefferson County**. Isn't that the best
way to get advice - from someone who has used it?
I want a company that's easy to deal with.
Then you're in luck. VIVA's customer service department is
located right here in Alabama, so it's easy to talk to one of our
helpful plan representatives. No annoying buttons to press or phone
menus to go through, just a friendly person ready to help. Call us
today at 1-888-830-VIVA (8482). TTY users should call
1-800-548-2546.
I want to make sure the plan I choose is safe and
reliable.
There's no need to worry with VIVA. We've been here for
over 10 years and we're owned by the world-renowned UAB Health
System, so you know it's a plan you can trust.
What if I'm on Medicaid?
If you have both Medicare and Medicaid you're eligible for VIVA
Medicare Plus Rx Extra Value, a plan with no
out-of-pocket costs for medical care, transportation services,
dental, a $100 annual eyewear benefit, very low copays for
prescription drugs, and many other great benefits.
I'm not in the best of health - Am I still eligible to
enroll?
As a Medicare beneficiary, you cannot be denied membership
in a Medicare Advantage plan due to poor health, disability, or a
pre-existing condition (with the exception of End Stage Renal
Disease-ESRD). Also, there is no waiting period on any VIVA
Medicare Plus plan. You do need to have Medicare
Parts A and B and live in the plan Service Area to enroll.
I need to know more about Medicare in general.
Feel free to call us anytime. We'd love to help answer any
of your Medicare-related questions.
I want to talk to someone now.
No problem. Our contact information is listed below. Call us
with any questions you may have.
1You continue to pay your Part B premium to
Medicare
2Information based on the 2003-2009 annual CHAPS Survey
Overall Rating of Health Plans
*You must receive all routine care from plan
providers
**Data found at www.cms.hhs.gov/MCRAdvPartDEnrolData